E-COMMERCE PAYMENT GATEWAY INTEGRATION COMPANY IN CHENNAI

E-commerce Payment Gateway Integration is a software application which helps in online transaction between the seller and buyer where the buyer makes payment through online payment facilities. This service is not restricted only for E-commerce shopping applications but also for many other websites which provides various services online and allows the customers to pay online for their work. Even the NGO and other organizations use this software application for collection of donations or funds. Many platform are available to support E-commerce payment gateway to name few; Authorize.net, Google pay, Stripe, PayPal, Paytm and direct MasterCard/Visa payments.

Regardless of the work, business or services offered by the merchant E-Commerce website should offer online payments modes to the customers to develop their business in smoother manner without disturbing the customer’s preferences. The seller should add some payment gateways to their website to increase the sales by allowing the customer to pay directly to the merchant through their convenient mode or location.

Major options in payment gateways

There are different options in payment methods, integrated and hosted payment gateways are the two major options which can be selected for the easy payments.

Integrated Payment Gateway

The web owners use integrated options for the payments directly made by the buyers. In this they allow the customers to get connected to them through the API they provide for their E-Commerce website. The customers can directly make the payments on the website or the application for every purchase they make in the particular website without selecting any other platform for making the payment.

In this kind of payment the merchant or the web owner will be more responsible towards the security of the data provided by the customers on their website. The web owners will need experts to handle the programming for better development of website.

Hosted Payment Gateways

In this payment method the customer will directed outside the website for the payment through other online payment applications. In this the customer will have to pay outside the website for the products and services offered, the payment has to be done through various payment applications like PayPal, Paytm or Google pay. This will help the merchant or the web owner to feel stress-free without worrying about the sensitive data provided by the customers on their website.

In other hand not all customers will be comfortable with such options as it might take longer time or make them feel distracted. In most cases the customers will not trust the third parties if they are not aware of the platforms or if they are not interested in the services provided by the third parties. It will also lower the conversion rate; therefore most of the e-stores do not prefer this type of integration method.

How E-commerce Payment Gateway Integration works

Payment Via phone and website

As E-commerce Payment Gateway Integration is all about the transaction happening online, here the customers pay the merchant, seller or the dealer online through mobile applications or websites. The customer or the buyer selects the products or the services, then he/she makes the checkout by making payments through online payment apps or through the website itself. The website will provide different mode of payments which will include credit and debit card payments, transactions through net banking and other E-commerce supportive payment gateway.

The payment details received by the seller

The payment details and the mode which the customer has paid will be sent to the seller or the merchant through payment gateway. The personal and sensitive data registered by the customer will be securely saved and it will be protected by the authorized websites.

Merchant account process payment details

All the details regarding the product or service purchased will be registered in the seller’s record to send updates regarding the payment or to refund the amount to the customers in the case of return request or unsatisfactory service offered. This happens only when the seller provides such option to the buyer during the time of purchase. This information is also recorded to update the growth of the business and for maintaining financial records for the governmental purpose.

Notification regarding the payment

The customer will receive a notification through SMS or mail regarding the payment; whether it was successful or declined. This message will be received by the customer from the bank or online payment app or from the website through the merchant made the payment. This notification is sent to the customer to indicate them about the payment they have made for a product or a service.

The amount collected by the merchant

Finally the merchant will receive the payment through online payment service or through bank accounts. The processing fee will deducted while sending the amount to the service provider or the merchant.

With growing technology the people tend to use online platforms for every other need, from buying to selling all the activities happens online. The online payment methods are also growing tremendously as not everyone will be interested to spend time and energy to make payments in person. It is also believed to be safe at some occasions as the bank maintains the record of the transactions done. In some cases it has also proven to be dangerous as most of the unauthorized websites fails to maintain the sensitive data provided by the customers or they misuse it for theit own benefit. So, choosing the right website and making the payment with complete transaction details is necessary.

Basics of Payment Gateways

The essentials of payments, for example, what the job of an installment passage is and how it functions. Be that as it may, here, we clarify the subtleties of picking a decent and solid one, and how to incorporate an installment entryway in a site. The online shop programming or stage you as of now use may give installment postal administrations, and you can rapidly and bother free add an installment entryway to a site. To check installment passage accessibility, you should visit the control board or administrator page on the site.

Features for the Payment Gateway

Before you begin to coordinate an installment passage on your site, it's first important to choose what highlights you need to consolidate with the entryway. We've arranged a rundown of the highlights that are in the most request :
Multi-language choice :Go worldwide by enabling your clients to interface bother free in the language they are most acquainted with.
Misrepresentation of the board framework :Monitor approaching installments and forestall false exchanges and moves to guard your business.
Multi-channel handling :Accept installments flawlessly employing different channels: on the web, on cell phones, mail-request, and call focus.
Multi-money preparing :Let clients make online installments in the cash they feel most good with.
Multi-installment strategy : Accept Visas, web banking, money installments and even PayPal exchanges on a solitary combination.
Worked in an examination : Get reports and break down your business execution to acquire important bits of knowledge on the most proficient method to upgrade your business.

Requirements for an E-Commerce Payment Gateway

To expand effectiveness for your business, the installment portal should meet some extremely fundamental necessities, for example, convenience and namelessness. Notwithstanding these things, different methods for improving your web-based business site with installment portal incorporate ensuring the door is:

Monetary :We're positively not saying to simply aimlessly pick the least expensive one, however, ensure it's focused.
Secure : Payment doors ought to have PCI DSS affirmation in the occasion you will acknowledge Mastercards.
Capable : If your framework is planned to encounter any personal time or log jam, ensure warning appeared ahead of time and with numerous reiteration through various channels, so your clients are not found napping.
Adaptable : For instance, if an improvement group needs a month to coordinate the passage – that is smothering to your business needs. Rather, pick an entryway that will be capable adjust rapidly to current business necessities and convey a quicker time to advertise.
Worldwide : Choose an installment door that can bolster you around the world, or if nothing else, by a lion's share of your areas. You ought to likewise have a wide arrangement of installment techniques and suppliers.
Useful : Gateways ought to have a simple to-utilize organization board, just as revealing and business knowledge apparatuses. As a little something extra, it's additionally great to have specialized and business KPI dashboards, and an observing and alarming framework.
Adaptable : The picked arrangement must be an endpoint for all installment strategies, which means you shouldn't require the reconciliation of new API/security for another installment strategy.
Adaptable : Your picked installment door must have the option to satisfy your needs while your business develops.

Most Popular Gateways

PayPal

The genuine behemoth in the installment business, PayPal as of now serves around 350k sites and 184 million client accounts. Adaptable enough to be similarly profitable for both independent ventures and market pioneers, PayPal doesn't require any arrangement, entryway, or month to month expenses. PayPal is completely given to streamlining business exchanges and is viewed as the present most grounded and most-rumored installment passage. Presently, it is additionally the most worldwide installment door, accessible on more than 200 markets and tolerating 26 driving monetary forms. In its responsibility to security, PayPal holds fast to all driving encryption models, keeping installment certifications protected.

Highlights

1. Tweaked checkout : Designed as an endeavor grade, PayPal Payments Pro gives clients a chance to make a custom checkout process which means you can coordinate all the format and hues that match your organization's topic and brand.
2. Completely coordinated installment framework : PayPal works easily with all significant internet business stages, CRMs, and deals with the board apparatuses.
3. Access to cash inside minutes : Once an installment is sent, it takes for all intents and purposes minutes to make it accessible to you. The framework offers you the alternative to keep the cash on your PayPal record or move it to your financial balance.

Amazon Pay

To let entrepreneurs effectively associate with an overall crowd, Amazon Pay works in different dialects and supports driving monetary forms. Amazon's assurance makes all exchanges completely secure, and you don't need to charge extra expenses for that. This stage can likewise flaunt a completely highlighted web-based business suite that is favorable to advance, sell and oversee items and requests. Along these lines, Amazon Payments may premium you if you need to streamline your commercial center exercises and be spoken to as a dependable merchant with a strong notoriety.

Highlights

1. Enhanced transformation rates :Amazon endeavors to help vendors in streamlining their clients' checkout experience, bringing about less truck relinquishment and changing over guests into steadfast clients.
2. Shipper assurance plans : Amazon utilizes inconceivably exacting conventions with regards to data security. The framework bears a vaunted security arrangement that incorporates misrepresentation location and trader assurance.
3. Retail-first approach :It is planned explicitly for online retailers to furnish their clients with smooth and consistent shopping knowledge.

Stripe

Made by industry specialists, Stripe is an amazing designer-driven installment programming. This implies you'll be capable form creation prepared combinations utilizing any cutting edge instruments – from React segments and up to continuous webhooks. If you pick the Stripe installment stage, you additionally pick less long haul support and more focus on client and item experience. Stripe procedures charges and shows costs in the client's favored money, which improves deals and enables clients to stay away from change costs.

Highlights

1. Modified checkout experience :Stripe has a broad UI toolbox to give you a chance to make do with front-end, structure, and investigation. With such an advantage, you can without much of a stretch form and alter your installment structure and insert the checkout on your site utilizing just a solitary line of JavaScript.
2. Different installment alternatives : Go worldwide by handling installments for all significant credit and charge cards in each nation. Computerized wallets, for example, Alipay, Amex Express Checkout, and Apple Pay are accessible for clients who need a dependable method to pay without sharing their card data.
3. Effectively available reports :Get all charge, expense, move, and discount data continuously through Stripe's API and dashboard.

2Checkout

2Checkout is another great installment portal choice. For just 16 years being available, 2Checkout is accessible in 196 nations, serves over 50k dealers, works with 87 unique monetary forms and offers 15 dialects to browse. Clients appreciate this completely included installment answer for its vigor and minimal effort expense structure. Another preferred position is that you don't need to pay any month to month or arrangement charges.

Highlights

1. PCI DSS agreeable :You can make certain about the security of any exchange prepared by 2Checkout because it has PCI accreditation Level 1 – the most elevated affirmation conceivable, which ensures all out insurance for the two traders and clients from extortion.
2. Overall availability : 2Checkout gives you a chance to alter the stage as indicated by the client's language and cash. As the entrepreneur, you're additionally allowed to offer restricted installment choices.
3. Backing for all significant installment techniques :2Checkout is outstanding for its help of all the real installment strategies and administrations, for example, MasterCard, Visa, Discover, American Express, JCB, and PayPal.

Authorize.net

Created to help traders in selling more in both neighborhoods, and online stores, Authorize.net is one of the most looked for after installment entryways, as demonstrated by the more than 400k dealers that utilization it around the world. This stage is amazingly very much reported and has a scope of instructional exercises and other preparing materials to give clients certainty while dealing with this stage. Approve has increased solid force among little and medium organizations by giving them a moderate and secure installment arrangement. You'll add value every minute of every day free help given by experts who will likewise help you in fathoming any issue conceivable.

Highlights

1. Check installments support : With Authorize.net, you can rely upon a select and completely coordinated electronic installment strategy, which acknowledges and procedures installments from financial balances legitimately through the client's site or the Authorize.Net Virtual Terminal.
2. VPOS : You can use Authorize.net as an alleged virtual purpose of offer. If you as of now have a POS, it won't be a test to coordinate it.
3. Virtual terminal for manual exchanges : This element permits entrepreneurs who take orders employing telephone or email to submit exchanges physically.

Skrill

Intended to be advantageous for the two organizations and people, Skrill is another great alternative to execute an installment passage. This administration is the best alternative to the numerous pricier stages and portals accessible because it enables you to make a record for nothing and charges just 1% of the exchange's an incentive on the sender's side. Skrill is likewise simple to connect to any ledger around the world and takes incredible consideration of the security of your installment data.

Highlights

1. POS Skrill is a fortune for online stores since it enables clients to pay for buys online with a Skrill account, which is a key element since numerous clients desert their trucks because of the absence of a quick installment. 2. Portable records and ATM You can rest guaranteed your record will work appropriately on your cell phone, empowering you to process exchanges and installments in any place you are. 3. Supports purchasers universally until this point in time, more than 30 distinct monetary standards are bolstered by Skrill.

Adyen

The new night star on the sky of installment arrangements, Adyen has quickly picked up its notoriety. What's more, it's no big surprise – Adyen's foundation fulfills the most elevated guidelines of security, honesty, and soundness. Another motivation behind why we regularly prompt Adyen as installment innovation is that it very well may be associated with different efficiency devices and business applications. Presently, Adyen's usefulness is synchronized with stages, for example, Salesforce, Ebizmarts, Navitaire, Cegid, Hybris, and some more.

Highlights

1. Supports major prominent installment strategies : Visa, MasterCard, PayPal, Discover, American Express, AliPay – and this rundown is a long way from complete with regards to the installment techniques upheld by Adyen.
2. POS installments accessible : This installment door is an incredible decision to be your reliable accomplice in overseeing the purpose of-offer in Europe and the US.
Rich online business usefulness – With its full scope of capacities for versatile installments, Adyen is the ideal decision to make your administration progressively alluring.